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Last edited by raybb
August 3, 2025 | History

Ray Cross

Ray Cross is a retired clergyman who pursues endeavours designed to enhance quality of life. His website, www.raycross.net, provides many free resources to benefit individuals, ministers and churches. His insurance consumer protection books seek to protect policyholders from insurance company maneuverings.

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August 3, 2025 Edited by raybb Edited without comment.
January 13, 2025 Edited by raybb Edited without comment.
April 22, 2024 Edited by MARC Bot adding https:// to link URL
April 22, 2024 Edited by MARC Bot move website to links
April 30, 2008 Created by an anonymous user initial import